Whole Life Insurance

Life long protection with the opportunity for growth

Start With a Free Custom Quote 

What You Get


  • Permanent death benefit coverage
  • Accumulated cash value that can increase overtime
  • Fixed premium

Why You Need It

  • To financially secure your family in the event of your passing
  • Complete peace of mind

Whole Life Insurance


Whole life insurance is traditional life insurance that was considered the most popular insurance product after World War II. This is a type of permanent life insurance that provides guaranteed protection throughout your lifetime. Therefore, you don’t need to request for renewal unlike what term life insurance requires.

As compared to term life insurance, this policy has a fixed premium and assured death benefit, and also accumulates a tax-free cash value that grows over time. You can also use this insurance as an emergency fund as you can withdraw it or borrow from it while you are still alive.

The premium for this policy varies and is impacted by several factors like age, occupation, and health. This is more expensive than term life insurance due to the additional benefits it can provide. 


Other Insurances

Auto Insurance

Confidently sit behind that steering wheel. You can check our offers and compare them with others.

Commercial Insurance

Protect your investment and stay in the business even after a loss. We have a variety of options for all businesses.

Home Insurance

Safe-keep your place of refuge. Insurance options include property, general liability, and more.

Our Customers

I was very lucky to have Mr. Casey Clem as my insurance agent. He was very professional and not aggressive. He did a great job finding a policy that would work for me. He took into consideration all of my wants and needs in finding the right plan. He came to my home and we were personally able to discuss the different types of insurance and were successful in choosing the right one for me. When I had concerns he was very patient and explained things so that I could understand them. I would definitely recommend Mr. Clem to anyone needing to find insurance for themselves or their family.”

Shannon Arnold

“Casey is experienced in helping you find the best policy for your needs. Very professional and really caring for the people he helps. Casey and his team will take great care of you. Highly recommend it.”

Timothy Hamilton

” Casey helped me get a better plan with better coverage! If you need an agent, Casey is a good one!”

Elizabeth Patterson

“Casey helped me get more coverage for less money. He was very knowledgeable about all the options available and helped me pick the right plan. Thanks, Clem Insurance Group!”

Janice Rucks

Subscribe And Become The Most Elite Version of Yourself

Get the most actionable insights on how to win at life delivered to your inbox each week, absolutely free. We cover topics like mindset, leadership, fitness, relationships, business, investments, and more.

Get In Touch

Need to talk? We like to listen.