Car & Bike Insurance

If it has wheels, we probably insure it.

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What You Get


  • Protected vehicle, driver, passengers, and other motorists
  • Reimbursement for financial expenses related to covered loss or damages

Why You Need It

  • To follow the state-law mandate on getting insurance before driving
  • To secure your financial assets against unexpected events

Car & Bike Insurance


Freedom and adventure are the reasons why most people, including you, love your cars or bikes so much. Maybe you’re the rider who likes to explore the long roads with good company or you simply want to maneuver through heavy traffic. Owning either gives you the privilege to go wherever you want, whenever. But have you ever thought of the risks you or your loved ones have while hitting the road? Thinking of these makes you realize that you’re not totally free as each risk has a price to pay.

 Car and bike insurance is designed to protect you and your vehicle while you’re on the road. Here are the common coverage options that you can get from this insurance:

  • Liability Coverage can help you pay for someone’s injuries and property damages if ever you are held accountable for an accident. This can also help you provide a legal defense in the event you face a lawsuit.
  • Collision Coverage can help pay for the repair costs of your vehicle if it’s damaged in a collision or even compensate you for its value if it is deemed a total loss. This coverage is required if your car is financed or leased.
  • Comprehensive Coverage can help pay for the repair costs if your vehicle was damaged not by a collision but by other factors such as fire, wind, hail, flood, theft, and more.
  • Uninsured Motorist Coverage can help pay for your bodily injuries when you are involved in an accident that is caused by a driver who has no auto insurance. Meanwhile, Underinsured Motorist Coverage pays for your injuries when the driver at fault has insurance but not enough to cover all your damages. These coverages can also benefit your loved ones who are living with you. In some states, these coverages are offered in combination.
  • Medical Payments Coverage can help pay for your medical expenses if they are caused by a covered accident.
  • Personal Injury Protection can help pay for medical and rehabilitation expenses, as well as lost wages, regardless of who is at fault in the accident.
  • Lease/Loan Gap Insurance can help you pay the difference between the actual value of your vehicle and the unpaid balance of the car loan or lease if your financed vehicle is considered to be a total loss.
  • New Car Replacement is the extra coverage you need to replace your totaled new vehicle with a brand new car of the same model.
  • Rental Coverage can help you pay for a rental car in the event your vehicle is damaged and ends up in a repair shop as a result of a collision or other covered peril.
  • Roadside Assistance Coverage can help you get back on the road if you have unexpected car trouble, for instance, you’re stranded due to a flat tire.

With the right coverage in your car and bike insurance policy, you can confidently grab those keys and drop the gear.

Other Insurances

Commercial Insurance

Protect your investment and stay in the business even after a loss. We have a variety of options for all businesses.

Home Insurance

Safekeep your place of refuge. Insurance options include property, general liability, and more.

Life Insurance

Protect your family’s peace of mind. Tomorrow is never guaranteed so protect yourself and your loved ones.

Our Customers

I was very lucky to have Mr. Casey Clem as my insurance agent. He was very professional and not aggressive. He did a great job finding a policy that would work for me. He took into consideration all of my wants and needs in finding the right plan. He came to my home and we were personally able to discuss the different types of insurance and were successful in choosing the right one for me. When I had concerns he was very patient and explained things so that I could understand them. I would definitely recommend Mr. Clem to anyone needing to find insurance for themselves or their family.”

Shannon Arnold

“Casey is experienced in helping you find the best policy for your needs. Very professional and really caring for the people he helps. Casey and his team will take great care of you. Highly recommend it.”

Timothy Hamilton

” Casey helped me get a better plan with better coverage! If you need an agent, Casey is a good one!”

Elizabeth Patterson

“Casey helped me get more coverage for less money. He was very knowledgeable about all the options available and helped me pick the right plan. Thanks, Clem Insurance Group!”

Janice Rucks

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