Mortgage Protection Insurance

Don’t let death means loosing your home

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What You Get


  • Can be used to pay off the mortgage in the event of your passing
  • No liability after death of mortgage 

Why You Need It

  • Income is reduced significantly when a spouse passes away and surviving family members may not be able to pay the mortgage themselves

Mortgage Protection Insurance


Home is one of the biggest investments you could have. You can think of many ways of protecting it against potential risks. But, what if something unexpected happens to you? Will your family be able to keep your home?

Mortgage protection insurance is designed for homeowners who had their properties under the mortgage. This insurance can help your family avoid foreclosure on the condition that you can no longer work to pay for your mortgage. However, this generally covers only the principal and interest component of a mortgage payment. This won’t cover property taxes and insurance. The premium cost for this insurance depends on the amount of your mortgage, your age, and your health.

Unlike the other types of life insurance, the beneficiary of this policy would be your lender. In the event that you cannot pay a mortgage due to disability or death, this insurance will pay the outstanding balance directly to your mortgage company. This insurance is a type of term life insurance that can also cover the outstanding mortgage of your property.

Mortgage protection insurance focuses on paying your remaining mortgage but can also offer flexible proceeds that can be utilized by your family in the event of your passing.


Other Insurances

Auto Insurance

Confidently sit behind that steering wheel. You can check our offers and compare them with others.

Commercial Insurance

Protect your investment and stay in the business even after a loss. We have a variety of options for all businesses.

Home Insurance

Safe-keep your place of refuge. Insurance options include property, general liability, and more.

Our Customers

I was very lucky to have Mr. Casey Clem as my insurance agent. He was very professional and not aggressive. He did a great job finding a policy that would work for me. He took into consideration all of my wants and needs in finding the right plan. He came to my home and we were personally able to discuss the different types of insurance and were successful in choosing the right one for me. When I had concerns he was very patient and explained things so that I could understand them. I would definitely recommend Mr. Clem to anyone needing to find insurance for themselves or their family.”

Shannon Arnold

“Casey is experienced in helping you find the best policy for your needs. Very professional and really caring for the people he helps. Casey and his team will take great care of you. Highly recommend it.”

Timothy Hamilton

” Casey helped me get a better plan with better coverage! If you need an agent, Casey is a good one!”

Elizabeth Patterson

“Casey helped me get more coverage for less money. He was very knowledgeable about all the options available and helped me pick the right plan. Thanks, Clem Insurance Group!”

Janice Rucks

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