Landlord Insurance

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What You Get


  • Protected property
  • Covered costs for damages or injuries that occur on your rental property

Why You Need It

  • Most lenders require this insurance
  • Liability costs and monetary risks associated with tenants living on your property

Landlord Insurance


In 2021, it was reported that around 44 million housing units are occupied by renters in the United States. As the demand for rental properties keeps on increasing, there is a high probability that potential risks could actually occur in these properties.

Landlord insurance is specifically designed to cover rental properties. This is separate insurance as standard homeowners insurance does not typically cover residences that are being rented out. This would financially help you, the landlord, in handling costs that are related to property damages, medical payments of your tenant’s injuries, lawsuits against you or reimburse you for the lost income due to a covered loss.

This insurance won’t cover your tenants. Hence, a renters insurance shall be purchased by them in order to protect their possessions, financially help them cover costs if they cause injuries to others or damages to their property, and help them with additional living expenses if they are unable to live in your rental property due to a covered loss.

Other Insurances

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Confidently sit behind that steering wheel. You can check our offers and compare them with others.

Commercial Insurance

Protect your investment and stay in the business even after a loss. We have a variety of options for all businesses.

Life Insurance

Protect your family’s peace of mind. Tomorrow is never guaranteed so protect yourself and your loved ones.

Our Customers

I was very lucky to have Mr. Casey Clem as my insurance agent. He was very professional and not aggressive. He did a great job finding a policy that would work for me. He took into consideration all of my wants and needs in finding the right plan. He came to my home and we were personally able to discuss the different types of insurance and were successful in choosing the right one for me. When I had concerns he was very patient and explained things so that I could understand them. I would definitely recommend Mr. Clem to anyone needing to find insurance for themselves or their family.”

Shannon Arnold

“Casey is experienced in helping you find the best policy for your needs. Very professional and really caring for the people he helps. Casey and his team will take great care of you. Highly recommend it.”

Timothy Hamilton

” Casey helped me get a better plan with better coverage! If you need an agent, Casey is a good one!”

Elizabeth Patterson

“Casey helped me get more coverage for less money. He was very knowledgeable about all the options available and helped me pick the right plan. Thanks, Clem Insurance Group!”

Janice Rucks

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